Building and contents insurance, protecting your home and your valuables in the case of an unexpected event.
Your home is more than just bricks and mortar. It’s the result of years of hard work; a place where memories are created, and a home for valued and treasured possessions. Making sure you have the right insurance for your home could provide real peace of mind.
Ensure you’re compliant with your mortgage by sorting your buildings and contents insurance policy.
Buildings Insurance is the one policy that is compulsory if you’re buying a house with a mortgage. Your solicitor will usually ask to see a copy of the policy around the time of exchange of contracts.
This is the policy that ensures your property can be rebuilt or repaired in the event of a claim. It covers the main structure of your home and any built-in fixtures. Cover is given for events such as fire damage, storms, flooding etc.
Contents insurance is a policy that covers your personal belongings for a host of scenarios, such as accident, fire, or theft.
Buildings and Contents insurance can be taken out separately or as a joint cover. Everyone buying a house with a mortgage needs buildings insurance, but why not cover your contents at the same time.
We will carry out a full review of your circumstances, along with your personal requirements, and give you a recommendation based on a range of quality insurers.
Like any insurance product, protection products won’t pay out if you didn’t disclose vital information when you initially made the application, or for fraud. Other than this, if the claim is for something covered under the policy conditions, it should pay out.
Generally speaking, if you have a mortgage you must have buildings insurance cover. Your mortgage provider may ask you to take out buildings cover as part of your loan agreement. If you own your home outright it is up to you. You are responsible for any repairs or rebuild costs if the worst should happen, such as a fire.
If you want to run over some figures, see what options are available for you, or want to ask a few general questions, just enquire about a time below.
Register your account with Blue Stone, once approved, you can access your client portal.
Here you will be able to upload any and all documents that your broker requests and it will be received instantly on our end. With end-to-end encryption, this will save us both time and energy – letting us focus on the important things.
If you want to run over some figures, see what options are available for you, or want to ask a few general questions, just enquire about a time below.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Blue Stone Financial Services Ltd is registered with the Data Protection Act 1998 registration No: ZB515720 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1005177 and is an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Blue Stone Financial is a trading name of Blue Stone Financial Services Ltd and is registered in England and Wales, Company Registration No: 14656410 Registered Office Address – Office 5 – Unit D, Bridgers Farm, Nursling Street, Nursling, Southampton, SO16 0YA
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. https://register.fca.org.uk/s/
