Buy to let mortgages, for those who are needing mortgage on an investment property.
Buy-to-let mortgages are designed to help you buy a property that you intend to rent out to other people, rather than to live in. The amount you can borrow usually depends on the rental income you expect to earn from tenants. Typically, you’ll need a higher deposit amount for a buy-to-let mortgage.
Whether the property will be your first buy to let, or if you own multiple properties already, a buy to let mortgage will help you attain your property goals.
The buy to let market in the UK is constantly evolving and changing. This means it is vital that you have an experienced broker on your side to keep up to date with all the lender criteria changes to find you the best deal which brings you the best return on your investment.
Here at Blue Stone Financial, We will look at your circumstances and understand your goals, then put a plan in place for your mortgage.
The buy to let mortgage market can be complicated. So let us take the stress out of it for you. We will search the market from a large range of lenders and thousands of products, to find you the best lender and rate for your circumstances.
It comes down to each individual’s circumstances but, generally speaking, anyone can get a Buy to Let mortgage – including First Time Buyers and homeowners. Mortgage lenders do have certain criteria points that you may need to to hit, but generally most people can get a mortgage.
Most mortgage lenders will require you to at least put down a 25% deposit. Other costs involved include your solicitor fees and there will also be stamp duty to pay. That could be ‘second property’ stamp duty if you’re already a homeowner.
Then there are the usual mortgage related costs. You may need to pay for a valuation of the property, and the mortgage lender might set a product fee to secure a really good interest rate.
If you want to run over some figures, see what options are available for you, or want to ask a few general questions, just enquire about a time below.
Register your account with Blue Stone, once approved, you can access your client portal.
Here you will be able to upload any and all documents that your broker requests and it will be received instantly on our end. With end-to-end encryption, this will save us both time and energy – letting us focus on the important things.
If you want to run over some figures, see what options are available for you, or want to ask a few general questions, just enquire about a time below.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Blue Stone Financial Services Ltd is registered with the Data Protection Act 1998 registration No: ZB515720 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1005177 and is an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Blue Stone Financial is a trading name of Blue Stone Financial Services Ltd and is registered in England and Wales, Company Registration No: 14656410 Registered Office Address – Office 5 – Unit D, Bridgers Farm, Nursling Street, Nursling, Southampton, SO16 0YA
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. https://register.fca.org.uk/s/
