Home mover mortgages, for those who are selling their
existing property to move to another.
A home mover mortgage is no different to a standard mortgage. It’s simply the process of getting a new mortgage when you move house, It might be to increase the size of the house or to downsize. Getting the right mortgage is crucial as you will need to ensure it is still affordable whilst adapting to your needs.
Having access to the whole of the market allows us the best chance of finding you the most competitive mortgage deals. We can also advise you what the most suitable type of mortgages are for home movers, like yourself.
Our brokers are able to offer you expert advice on moving your mortgage to a new property, with the same or a new lender. We can help with the administrative aspects of the application. Overall saving you the time, money, and stress of searching the market yourself.
This is a very important question In our initial fact find with our clients we will take information on your income and expenditure and advise exactly how much you can borrow.
Every lender calculates how much they are prepared to lend differently, based on their own criteria, but also your circumstances. They will look at things like the size of your deposit, your credit profile, your income and any outgoings when calculating your available borrowing.
There are quite a number of moving costs to consider. First you need to understand how much deposit you’re going to have for your onward purchase. You also need to know how much the estate agent is going to charge you for selling your home.
There’ll also be solicitors fees to sell your house and for the onward purchase. There are some other fees including removal transport costs, and if there’s a gap between you selling and moving into the new house, there could be some storage costs as well. So it’s important to do that initial appointment and give you the right advice.
Every lender calculates how much they are prepared to lend differently, based on their own criteria, but also your circumstances. They will look at things like the size of your deposit, your credit profile, your income and any outgoings when calculating your available borrowing.
If you want to run over some figures, see what options are available for you, or want to ask a few general questions, just enquire about a time below.
Register your account with Blue Stone, once approved, you can access your client portal.
Here you will be able to upload any and all documents that your broker requests and it will be received instantly on our end. With end-to-end encryption, this will save us both time and energy – letting us focus on the important things.
If you want to run over some figures, see what options are available for you, or want to ask a few general questions, just enquire about a time below.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Blue Stone Financial Services Ltd is registered with the Data Protection Act 1998 registration No: ZB515720 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1005177 and is an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Blue Stone Financial is a trading name of Blue Stone Financial Services Ltd and is registered in England and Wales, Company Registration No: 14656410 Registered Office Address – Office 5 – Unit D, Bridgers Farm, Nursling Street, Nursling, Southampton, SO16 0YA
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. https://register.fca.org.uk/s/
